What should a boater do in the event of an accident?

In the event of a boating accident, it is crucial for a boater to report the incident to the authorities as required by law. This step serves multiple important purposes. First, it ensures that an official record of the accident is created, which can be vital for any subsequent investigations or legal proceedings. Reporting the accident also helps authorities assess the situation, determine the causes, and evaluate any potential safety hazards that may need to be addressed to prevent future incidents.

Additionally, legal requirements often mandate that certain accidents be reported, particularly if they involve injuries, fatalities, or significant property damage. Failing to report an accident can lead to legal repercussions for the boater.

Given the other choices, leaving the scene to avoid complications could lead to serious legal consequences, as it might be interpreted as fleeing the scene of an accident. Trying to settle the matter privately may not cover all aspects of the incident and can complicate things in the event of disputes later on. While contacting an insurance company is important, it should not replace the legal requirement to report the accident to authorities. Overall, reporting the accident is the most responsible and legally sound action a boater should take.